At First Response Finance, we’ve been helping people all over the UK with their vehicle finance needs for more than 25 years – including right here in Wolverhampton. Whether you have a perfect credit score or you’ve had some bumps along the way, we’re here to make car finance easy to understand and stress-free. With offices in Chilwell, Leigh, and Glasgow, we work with dealerships nationwide – including many in and around the West Midlands.
Wolverhampton is a city full of character, with a proud industrial past and a strong sense of community. Whether you're exploring West Park, catching a Wolves match at Molineux, or commuting into Birmingham or further afield, having your own vehicle can be a real asset. We’re proud to support drivers in Wolverhampton with finance options that suit a range of budgets and credit histories.
Don't let bad credit stop you!
Let us help you get on the road - explore car finance options tailored to poor credit.
How much could you borrow?
Borrowing
Credit rating
Select the option that best describes your credit rating.
There are no additional fees
Representative
28.9% APR
Bad credit car finance in Wolverhampton
At First Response Finance, we’ve been helping people all over the UK with their vehicle finance needs for more than 25 years – including right here in Wolverhampton. Whether you have a perfect credit score or you’ve had some bumps along the way, we’re here to make car finance easy to understand and stress-free. With offices in Chilwell, Leigh, and Glasgow, we work with dealerships nationwide – including many in and around the West Midlands.
Wolverhampton is a city full of character, with a proud industrial past and a strong sense of community. Whether you're exploring West Park, catching a Wolves match at Molineux, or commuting into Birmingham or further afield, having your own vehicle can be a real asset. We’re proud to support drivers in Wolverhampton with finance options that suit a range of budgets and credit histories.
Average Customer Rating
Motorbike finance specialists in Wolverhampton
Fancy taking to the roads on two wheels? Whether you're riding through the Black Country or heading into the countryside, First Response Finance can help you secure motorbike finance in Wolverhampton. We offer finance for everything from learner-legal 125cc bikes to electric models – ideal for city riders looking for a greener way to travel.
With over two decades of experience and links to motorbike dealers across the UK, we’ll help you find the right bike and the right finance to match.
Van finance specialists in Wolverhampton
Whether you're a self-employed tradesperson, a small business owner, or just need a van for day-to-day life, we’re here to help. First Response Finance has a long history of supporting people in Wolverhampton and beyond with van finance – even if they’ve been refused credit in the past.
Our friendly team will take the time to understand your situation and help you find a finance option that works for you.
Vehicle finance FAQs
Hire Purchase: the pros and cons
Unsure if a Hire Purchase agreement would be suitable for you? We can help you weigh up the positives and negatives:
- Fixed interest rate
- Simple to arrange
- No deposit required
- Flexible terms (18 - 61 months)
- No annual mileage restrictions
- Fixed monthly (or weekly) repayments
- You own the vehicle once the final payment is made
- Customers are protected under the Consumer Rights Act (2015)
- Finance is subject to status
- You don't own the vehicle until the final payment is made
- Because of the interest on your instalments, you end up paying back more than you borrowed initially
- The vehicle's at risk of repossession if you don't keep up with repayments
- Not suitable if you plan on paying off your finance agreement within six months
Looking for vehicle finance in Wolverhampton?
Let us help you get on the road - explore our range of finance options created with you in mind.