Representative 30.9% APR
A 125cc bike is a great choice for beginners, commuters, and anyone looking for a light, easy-to-handle ride. However, the upfront cost can mean buying outright is an option that's simply out of reach. That's where First Response Finance can provide an alternative. We offer 125cc bike finance via Hire Purchase agreements, meaning you could get the keys to the ride you need, without it costing you a fortune. Here's how it works:
Just so you know... you may not have to pay a deposit, depending on the value of the motorbike and your credit limit.
"125cc motorbikes are well suited to a variety of riders, from first-time buyers to those seeking a cost-effective commuter option. For many, especially younger riders or those looking to keep running costs low, a 125cc offers the ideal balance of power, affordability and manoeuvrability. As experts in this field, we've seen firsthand how accessible these bikes can be when it comes to both purchasing and maintaining them, making them a fantastic entry point into the world of motorcycling."
- Jonathan, Head of Sales at First Response Finance
Applying for 125cc motorbike finance is as simple as one, two, three!
Fill out our online quote form to get an instant decision on your eligibility and see how much your monthly repayments would be.
See our fixed and flexible criteria to find out if you could qualify for finance:
The cost of your agreement will depend on several things, such as the value of the bike, how much you put down as a deposit, and the length of your repayment term. You can use our motorbike finance calculator to get an idea of how much you'll repay in total, with no commitment to apply.
Explore your options with a quick, free 125cc motorbike finance quote - tailored to your budget.
Unsure if a Hire Purchase agreement would be suitable for you? Check out some of the pros and cons:
We've been providing auto finance for more than 20 years, and there are plenty more reasons to trust us as your lender:
Adrian needed his own transport to make it easier to get to work but was turned down for finance by another provider. Based on a recommendation from a local dealership, we were able to help him finance a Honda PCX 125, and Adrian hasn't looked back since!
Jonathan | Aug 2023
Jonathan | Nov 2022
We're here to help you find the ride and the finance that works for you!
This page was last reviewed in March 2025.
First Response Finance is a responsible vehicle finance lender, and all decisions are made in the best interests of the customer; based on credit scores, status, and income at the time of application. We'll never approve an application if we believe you might struggle with repayments.
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