Worried about your credit rating? Our ‘bad credit’ finance experts have provided car finance to over 100,000 people who, just like you, have struggled getting approved elsewhere.
Want a motorbike but need finance? First Response are one of a small number of finance companies who are happy to supply finance to those who have struggled with bad or poor credit.
Interested in buying a used van on finance? Need the van for your business needs? Our relationships with van dealerships across the UK could help you find the one you’ve been looking for.
Putting service before profit
At First Response Finance we put customers at the heart of everything that we do. We understand that helping you, our customer, as much as we can before, during and after your agreement will make us stand out from the competition. We don’t think like most finance companies and we don’t want to. Our unique way of thinking and doing business is one of the reasons we were voted Car Dealer Magazine’s “Best Sub-Prime Motor Finance Lender in the UK” for two years running.
With First Response Finance you can be sure that our team will ensure your personal circumstances are taken into account and catered for – this is because we treat you as a person, not a number.
Apply for pre-approval with us
At First Response Finance we understand that some people find getting approved for finance once they’ve found a car can be stressful and time-consuming. In order to avoid this stress we suggest that you apply for pre-approval before you search for your car, this way you will know the maximum amount you can spend and you won’t be rushed into choosing your dream car.
Have trouble with getting credit? Don’t worry, First Response Finance is classed as a ‘sub-prime’ lender, which means that we specialise in helping people with poor, bad or limited credit files.
Think you’re ready to apply? Make sure you read our application dos and don’ts and ensure you have all of your information ready.
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Reviews on reviewcentre.com
This is the second time I've used First Response and both times it has been a painless process, even though my credit has deteriorated slightly since the first one they were able to refinance me as I had never been late or missed a payment. Their advisors are friendly and helpful and they work to find a repayment plan that suits you. I would highly recommend them to anyone who has a less than perfect credit history.
★ ★ ★ ★ ★ - Rated 5 Stars By 1,112 UsersRead more