Vehicle finance with no added fees

Putting service before profit

At First Response Finance we put customers at the heart of everything that we do. We understand that helping you, our customer, as much as we can before, during and after your agreement will make us stand out from the competition. We don’t think like most finance companies and we don’t want to. Our unique way of thinking and doing business is one of the reasons we were voted Car Dealer Magazine’s “Sub-Prime Finance Provider of the Year” 2016, 2017 & 2018 and we’re also rated as the UK’s favourite car finance company on Review Centre under the category ‘car loans’.

With First Response Finance you can be sure that our team will ensure your personal circumstances are taken into account and catered for – this is because we treat you as a person, not a number.

Apply for pre-approval with us

At First Response Finance we understand that some people find getting approved for finance once they’ve found a car can be stressful and time-consuming. In order to avoid this stress we suggest that you apply for pre-approval before you search for your car, this way you will know the maximum amount you can spend and you won’t be rushed into choosing your dream car.

Have trouble with getting credit? Don’t worry, First Response Finance is classed as a ‘sub-prime’ lender, which means that we specialise in helping people who have had poor, bad or limited credit files in the past.

Think you’re ready to apply? Make sure you read our application dos and don’ts and ensure you have all of your information ready.

Apply today

First Response statistics

The product we offer is Hire Purchase which is one of the most popular ways to finance a vehicle within the UK. Whether you’re looking for van finance for your personal or business needs, bike finance for weekend riding or looking for a much needed car, our Hire Purchase product could help you.

Hire Purchase Pros & Cons

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