Personal loans

If approved for a personal loan, the money will be transferred directly into your bank account, ready for you to spend!

Representative 89.9% APR

Personal loans

Personal loan FAQs

Personal loan pros and cons

Unsure if a personal loan would be suitable for you? Check out some of the pros and cons!

  • Fixed interest rate
  • Simple to arrange
  • No deposit required
  • Flexible terms (6 - 24 months)
  • Fixed monthly (or weekly) repayments
  • Finance is subject to status
  • The interest rate may be higher than a bank loan
  • Late payments may result in additional charges and interest

Just so you know... we only provide personal loans to existing (or previous) vehicle finance customers who've received a personal loan promotion letter.

First Response Finance is a responsible vehicle finance lender, and all decisions are made in the best interests of the customer; based on credit scores, status, and income at the time of application. We'll never approve an application if we believe you might struggle with repayments.

Get independent advice on money, finance products, debt management and budgeting through Citizens Advice and MoneyHelper.