Electric motorbike finance

  • Hire Purchase loans of £2,000 to £15,000
  • Repayable over 18 - 61 months
  • Award-winning motor finance provider
  • Recommended by 98% of customers
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Representative 30.9% APR

Electric motorbike finance

Average Customer Rating

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Independent Service Rating Based on 2,395 verified reviews. 
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Electric motorbike finance made simple

Electric motorbike finance made simple

Thinking about making the switch to an electric motorbike? You're not alone! Data from Google suggests more and more people are searching for information on these types of rides, while the global industry is set to continue to grow. But even if you've decided electric is the way forward, that doesn't always mean your ideal bike is within reach. 

For some, the upfront cost means making an outright purchase is simply unaffordable. But electric motorbike finance from First Response Finance can help you. We're an award-winning provider, rated number one in the UK by consumers on Review Centre. You can count on us, and we're here to help you find the right bike - on terms that work for you.

Our electric motorbike finance: how it works

Our electric motorbike finance: how it works

We provide finance via a Hire Purchase agreement. You can apply to borrow between £2,000 and £15,000, with repayment terms of 18 - 61 months. Here's how it works:

  1. You put down a deposit on your bike and borrow the rest of the money from us.
  2. Over a pre-agreed period, you make fixed weekly or instalments to pay off the loan. 
  3. You are charged interest on those repayments, so you end up paying back more than you first borrowed. 
  4. Once the final payment has been made, the motorcycle is legally yours.

Just so you know... we may not always require a deposit. It will depend on the value of the bike and your credit limit.

Is it more expensive to finance an electric motorbike?

Is it more expensive to finance an electric motorbike?

A good question. Craig, our Head of Underwriting, provides his expert take: 

"Generally speaking, electric motorbikes come with a higher price point than those with a petrol or diesel engine. This can make them more expensive to finance, because you may need to borrow more money to cover the value of the bike.

"But we treat all our customers as the unique individuals they are, because everyone's circumstances are different. In truth, the cost of your finance will depend on a lot of factors - including the price of the motorbike and the length of your repayment terms. We'd always recommend using our free calculator tool before you think about applying. It's quick, has no impact on your credit score, and it can give you an idea of the overall cost of your electric motorbike finance."

Motorbike finance calculator

Use our calculator tool to understand how much your finance agreement might cost, with no obligation to apply.

Ready to ride electric?

Check out your options and make the switch to electric with a quick, no-obligation quote.

How to apply for electric motorbike finance

The process is as simple as one, two, three!

Fill out our online quote form to get an instant decision on your eligibility and see how much your monthly repayments would be.

Check your eligibility for our electric motorbike finance

Take a look at our fixed and flexible criteria below to see if you could qualify for finance.

Fixed Criteria

  • Aged 21+
  • UK resident
  • Motorbike must be road legal
  • Driving licence capacity of 125cc motorbike

Flexible Criteria

  • 18 - 61 month terms
  • No deposit required
  • £2,000 - £15,000 lend
  • CBT licences considered
Explore your payment options

Hire Purchase pros and cons

Trying to decide if Hire Purchase is your best route to electric motorbike finance? We've broken down both sides of the argument to help you decide:

  • Fixed interest rate
  • Simple to arrange
  • No deposit required
  • Flexible terms (18 - 61 months)
  • No annual mileage restrictions
  • Fixed monthly (or weekly) repayments
  • You own the motorbike once the final payment's been made
  • Customers are protected under the Consumer Rights Act (2015)
  • Finance is subject to status
  • You don't own the motorbike until the final payment's been made
  • Due to interest, you end up repaying more than you borrowed
  • The motorbike's at risk of repossession if you don't keep up with repayments
  • Not suitable if you plan on paying off your finance agreement within six months
Why choose us for electric motorbike finance?

Why choose us for electric motorbike finance?

Electric motorbikes may have only recently seen a surge in popularity, but we've been a trusted auto finance provider for more than 20 years:

  • During that time, we've approved more than 200,000 people for finance
  • We're the UK's No.1 motor finance lender, as voted on Review Centre
  • We're five-time winners of Feefo's Platinum Trusted Service Award
  • 98% of customers would recommend us to their friends and family

How our motorbike finance has helped others

Adrian was relying on lifts from his brother to get to work, and he decided it was time for a change. After being turned down for finance elsewhere, he came to us. We were able to offer finance for a brand-new Honda PCX 125, meaning Adrian can enjoy his new-found freedom and independence.

Electric motorbike finance FAQs

Apply for electric motorbike finance today

We can provide the finance for the bike you need - on terms that suit you. Start with a quick, free quote and join the electric revolution.

This page was last reviewed in March 2025.

First Response Finance is a responsible vehicle finance lender, and all decisions are made in the best interests of the customer; based on credit scores, status, and income at the time of application. We'll never approve an application if we believe you might struggle with repayments.

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