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Electric Van Finance & Hire Purchase | First Response Finance

Electric van finance

Get a quote for electric vehicle finance

Start your journey - get a quote in minutes

Contact us

Our Hire Purchase loans are designed to offer an affordable way for you to get the electric van you need, on terms that suit you. With this type of finance, the loan is secured against the vehicle until it's been paid off. Here's how it works:
<ol>
<li>You pay a deposit on the van and borrow the rest of the money from us through a Hire Purchase agreement.&nbsp;</li>
<li>You make regular, fixed instalments - weekly or monthly - to pay off the finance.&nbsp;</li>
<li>You are charged interest on these instalments, meaning you end up repaying more than you borrowed initially.&nbsp;</li>
<li>Once your electric van finance agreement is paid off, the vehicle is legally yours</li>
</ol>
Just so you know... a deposit may not be required. It will depend on the cost of the van and your credit limit.&nbsp;&nbsp;

How does electric van finance work?

Craig, our Head of Underwriting, is on hand to talk&nbsp; you through why Hire Purchase could be the most suitable option for you:&nbsp;
"One of the main advantages of Hire Purchase is that because of the fixed instalments, you know exactly how much you'll be paying every week or month. This makes it easier for you to plan with certainty, and there are no nasty balloon payments at the end of the term. We can offer electric van finance on a variety of makes and models, too. And it might be that we can lend to you without needing a deposit. In that case, you'll have more money to squirrel away, or to put towards other costs such as road tax and insurance."

What are the benefits of this type of electric van finance?

Fill out our online <a href="/get-a-quote/" title="quote form">quote form</a> to get an instant decision on your eligibility and see how much your monthly repayments would be.

If you're happy to move forward with your quote, all you need to do is choose a repayment option and then we’ll send you a text message and/or email with the next steps.
Just so you know... the terms given in your quote are just examples and can be changed, you’ll just need to <a href="/retrieve-quote/" title="proceed your quote">proceed your quote</a> first.

Choose your repayments

Once you've chosen the electric van you want to buy, we'll send you the legal documentation for the proposed finance agreement - you'll need to take some time to read through it, so you understand and are happy with what you're agreeing to.
If you're happy to proceed, you can go ahead and sign the paperwork.
Just so you know... before we send over the legal documentation, you'll need to send over proof of driving licence and proof of income, i.e. bank statements and/or payslips.
We'll pay the dealership directly (funds are usually sent within 15 minutes*) and then you can drive away in your new electric van!
*97% of the time

Sign and drive away

Explore your payment options

Fixed Criteria

Flexible Criteria

Check your eligibility for electric van finance

Try our van finance calculator

<h2>How much does electric van finance cost?</h2>

Check out your options and make the switch to electric with a quick, no-obligation quote.

Ready to drive electric?

Not sure if a Hire Purchase agreement is the right way for you to go? We've laid out the positives and negatives to help you decide:

Hire Purchase pros and cons

We've been doing this for more than 20 years, so you can count on us as an auto finance provider you can trust. We take the time to get to know you, so that we can offer an agreement that suits your needs. And that's something our customers value, as you can see:
<ul>
<li>98% would recommend us to their friends and family</li>
<li>We've been voted the UK's No.1 motor finance lender on <a href="https://www.reviewcentre.com/reviews119744.html">Review Centre</a></li>
<li>We've earned <a href="https://www.firstresponsefinance.co.uk/insights-and-tips/first-response-finance-wins-feefo-platinum-trusted-service-award-for-the-fifth-time">Feefo's Platinum Trusted Service Award</a> five times in the last six years</li>
<li>We've approved more than 200,000 customers for finance</li>
</ul>

Why choose First Response Finance for electric van finance in the UK?

We're here to help you understand van finance...

Electric van finance FAQs

We're a highly trusted, award-winning motor finance provider, and you can get a quick, free quote in a matter of moments.

Apply for electric van finance today

Information includes references to:
Zapmap - <a rel="noopener" href="https://www.zap-map.com/ev-stats/ev-market" target="_blank" title="EV market stats 2024">EV market stats 2024</a>

This page was last reviewed in April 2025.
First Response Finance is a responsible vehicle finance lender, and all decisions are made in the best interests of the customer; based on credit scores, status, and income at the time of application. We'll never approve an application if we believe you might struggle with repayments.
Get independent advice on money, finance products, debt management, and budgeting through <a rel="noopener" href="https://www.citizensadvice.org.uk/debt-and-money/" target="_blank" title="Citizens Advice">Citizens Advice</a> and <a rel="noopener" href="https://www.moneyhelper.org.uk/en?source=mas" target="_blank" title="MoneyHelper" data-anchor="?source=mas">MoneyHelper</a>.

Ready to drive electric? Get a fast and free quote for electric van finance with First Response Finance. Apply now!
