Self-employed van finance

Whether you're a courier, builder, mobile hairdresser, or just need a van to get you from A to B – we can help!

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Representative 29.9% APR

Self-employed van finance

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Independent Service Rating Based on 3,290 verified reviews. 
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The application process

Our self-employed van finance application process is as simple as one, two, three!

Complete an online application form and get a decision on your approval within minutes.

If you're automatically accepted for van finance, you'll be able to finalise your application online.

If your finance application is referred, we'll get in contact with you via email or SMS to arrange a time for one of our Underwriters to call you and discuss your application.

Just so you know... we don't finance VAT; it must be paid up front with your deposit or part exchange (if applicable). For example, if you wanted to buy a van that was priced at £5,000 including VAT, we would only finance £4,000, which means that you'd need to pay £1,000 to cover the VAT.

Van finance calculator

Use our van finance calculator to get an idea of how much a van finance agreement with us costs, with no commitment to apply.

Start your application now!

Getting approved for self-employed van finance is quick and easy.

Hire Purchase pros and cons

Unsure if a Hire Purchase agreement would be suitable for you? Check out some of the pros and cons!

  • Fixed interest rate
  • Simple to arrange
  • No deposit required
  • Flexible terms (18 - 61 months)
  • No annual mileage restrictions
  • Fixed monthly (or weekly) repayments
  • You own the van once the final payment's been made
  • Customers are protected under the Consumer Rights Act (2015)
  • Finance is subject to status
  • You don't own the van until the final payment's been made
  • The van's at risk of repossession if you don't keep up with repayments
  • Not suitable if you plan on paying off your finance agreement within six months

We're here to help you understand van finance...

Vans available on finance

We can provide finance on a variety of vans from brands such as Ford, Vauxhall, and Renault. For more information, check out our fixed and flexible van finance criteria:

Fixed Criteria

  • Aged 21+
  • UK resident
  • Petrol maximum mileage: 120,000
  • Diesel maximum mileage: 160,000
  • Income is deposited into a bank account

Flexible Criteria

  • 18 - 61 month terms
  • No deposit required
  • £2,000 - £15,000 lend
  • Minimum one year self-employed (if applicable)
Whilst our criteria helps us to lend responsibly, we're flexible on things such as the age of the van and the term of the agreement. For example, you can choose to pay your van finance loan over a long period of time, i.e. 48 months, or make larger instalments and pay your finance agreement off in as little as 18 months.
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Self-employed van finance FAQs

Just so you know... we can't guarantee van finance for self-employed.

First Response Finance is a responsible vehicle finance lender, and all decisions are made in the best interests of the customer; based on credit scores, status, and income at the time of application. We'll never approve an application if we believe you might struggle with repayments.

Get independent advice on money, finance products, debt management and budgeting through Citizens Advice and MoneyHelper.