Bad credit

Car finance and loans

Company news

Credit and financial advice

Customer stories

Electric and hybrid vehicles

Industry news

Just for fun

Motorcycle finance and loans

Van finance and loans

Vehicle maintenance

First Response Finance takes home the win at the UK IT Industry Awards 2025

The state of road rage in the UK – what's driving our anger?

Lost the keys again? Only the sharpest eyes can find the hidden car keys

Experian's new credit scoring system: what it means for car finance customers

Understanding your credit file

Transforming finance: First Response Finance Shortlisted at UK IT Industry Awards

How we helped Keith get on the road

Tips to help you get car finance - even with bad credit

Devon's roads are crumbling - county logs over 160,000 potholes in three years

Can I get car finance while on a debt management plan?

The dashboard warning light that could wreck your car – and cost you £4,000 

Essex spends big on pothole repairs - £43m already used

Lincolnshire's roads are the worst in Britain - nearly 30,000 potholes logged in six months

Light work: spot the hidden warning lights on the dashboard

How we helped Jason get on the road

Britain's worst roads revealed: pothole map shows where drivers are most at risk

UK pothole index 2025

How we helped Mark get on the road

Can I get car finance after declaring bankruptcy?

Recap for drivers: what to know about number plates ahead of the '75 registration launch

Questions you should ask when taking out car finance

Driven by you: five-time winners at the Consumer Credit Awards

Light work: spot the broken headlight in this summer road scene

The common misconceptions and myths of car finance – busted 

What's the best car finance option for bad credit?

One in ten Brits spend more on beauty treatments than on essentials like a car

Can I get car finance with a CCJ or defaults?

Can I have a guarantor for car finance?

Can I get car finance with bad credit?

We don't just finance cars - we sell them too

Vehicle recalls - who's responsible?

Seeing double? Spot the matching number plates

Three things you should never say when taking out finance

Back in the spotlight: triple finalists in this year's awards

Research reveals Brits splash more cash on annual holidays than family car

What age can you get car finance?

Can you get car finance on an older car?

Do I need a driving licence to get car finance?

What credit score is needed to finance a car?

UK car finance index 2025

Can you get car finance with a disability?

How car finance can improve your credit score

How sharp are your driving skills?

How to get car finance with bad credit

Buying a new van? Key finance questions to ask before you commit

Can students get cars on finance?

Can van finance improve your credit score? We explain how…

Can you part-exchange a car on finance?

Driving forward: our fifth nomination for Best Car Finance Provider

What is HP car finance?

What's the difference between HP and PCP car finance?

Can you sell a car on finance?

Red flags: car finance scams

Bad credit scores: separating fact from fiction

Digital driving licence survey

EV tax changes: what drivers need to know

Everything you need to know about private plates

First Response Finance reveals UK cities with cheapest fuel prices [February 2025]

First Response Finance wins Feefo Platinum Trusted Service Award for the fifth time

Debunking van finance myths: what you need to know

Car finance myths you need to stop believing

Top tips for driving in winter

Decoding car finance: tips for selecting the best payment plan

Car insurance myths debunked

Penalty points and their impact on car insurance costs 

What makes a trustworthy vehicle financer?

First Response Finance champions thriving company culture with a series of networking events

The most commonly asked questions around car finance

Finance favourites: revealing the most popular vehicles on finance  

Expert reveals ins and outs of partial and early settlement

First Response Finance wins Best Car Finance Provider at Consumer Credit Awards 2024

What are the most common car faults and problems?

How car finance can boost your credit score

What is buyer’s remorse?

Expert reveals dashboard lights you should never ignore

Finance expert unveil the benefits of joint car finance

A financial expert’s guide for managing your car payments amidst personal crisis

Are electric cars greener? Your EV questions answered

Do I need an MOT? The importance of servicing a car

Finance expert reveals tips on budgeting for your dream car

Expert reveals how to spot and avoid car finance fraud

Potholes: what causes them and how do you claim for pothole damage?

First Response Finance nominated for ‘Best Car Finance Provider’ award for a fourth consecutive time

How we helped Ryan get on the road

How to prevent vehicle theft

Finance expert reveals car loan mistakes that will cost you more

First Response Finance raises over £76K for charity in 2023

How to check your vehicle’s MOT status

Car finance company clinches Feefo Platinum Trusted Service Award for the fourth time

How we helped Darren get on the road

Which vehicles were most popular in 2023 and what can we expect in 2024?

The cost of bad credit: understanding the consequences of poor credit ratings

A driver’s guide to ULEZ: basic checks to ensure your car is compliant

Finance expert weighs in on TikTok's most viral money-saving hacks

The most reliable used cars

The future of vehicle financing: embracing technology and innovation

First Response Finance completes the hat-trick with 2023 award win

Car finance expert reveals ultimate toolkit for easing money anxiety

From APR to balloon payment: expert busts the most confusing vehicle finance terms

Four UK cities paving the way for total electric vehicle domination

Advertising cookies store and track visits across the website to provide ad delivery or retargeting.

Analytics cookies help us improve our website by collecting and reporting information on how you use it. The cookies collect information in a way the does not directly identify anyone. For more information on how these cookies work, please review our Cookie Policy.

Our website uses cookies to give you the best possible experience on our site.

Necessary cookies enable core functionality such as security and accessibility. These cannot be disabled as they're required for the website to function correctly.

Our website uses cookies to give you the best possible experience on our site.

Get a quote

My account

Our offices will be closed on Friday (14.11.2025) for our annual company conference. We'll be back open from 10am on Saturday (15.11.2025) to support you with all things car, van, and motorbike-finance related!

Helpful guides and tips on car finance, including how it works, your options, and how to apply with confidence, even if you have a bad credit history.

Home

Insights and tips

Car Finance and Loans

Car finance and loans breadcrumb schema