Just so you know... our normal opening hours will be back from Monday, 5th January.
Christmas opening hours
We're here to make sure that you get the help you need, when you need it - even over the festive period!

Christmas and New Year opening hours
If you applied directly via our website, our opening hours are...
- Christmas Eve-
- Christmas DayClosed
- Boxing DayClosed
- Saturday, 27th December-
- Sunday, 28th DecemberClosed
- Monday, 29th December-
- Tuesday, 30th December-
- New Year's Eve-
- New Year's DayClosed
- Friday, 2nd January 2026-
- Saturday, 3rd January-
- Sunday, 4th JanuaryClosed
If you applied via a vehicle dealership, our opening hours are...
- Christmas Eve-
- Christmas DayClosed
- Boxing DayClosed
- Saturday, 27th December-
- Sunday, 28th DecemberClosed
- Monday, 29th December-
- Tuesday, 30th December-
- New Year's Eve-
- New Year's DayClosed
- Friday, 2nd January 2026-
- Saturday, 3rd January-
- Sunday, 4th JanuaryClosed
Our Account Management team's opening hours are...
- Christmas Eve-
- Christmas DayClosed
- Boxing DayClosed
- Saturday, 27th December-
- Sunday, 28th DecemberClosed
- Monday, 29th December-
- Tuesday, 30th December-
- New Year's Eve-
- New Year's DayClosed
- Friday, 2nd January 2026-
- Saturday, 3rd January-
- Sunday, 4th JanuaryClosed
Step 1
What do you need help with? Select an option:
Step 2
Step 3
First Response Finance is a responsible vehicle finance lender, and all decisions are made in the best interests of the customer; based on credit scores, status, and income at the time of application. We'll never approve an application if we believe you might struggle with repayments.
Get independent advice on money, finance products, debt management and budgeting through Citizens Advice and MoneyHelper.