At First Response Finance, we’ve been helping people across the UK with car finance for over 25 years – including those living in and around Norwich. Whether you’ve had credit difficulties in the past or are just looking for a straightforward way to finance your next vehicle, we’re here to help. With offices in Chilwell, Leigh, and Glasgow, and strong links with dealerships nationwide, we offer a friendly, personal service wherever you’re based.
Norwich is a charming and historic city in the East of England, known for its medieval streets, stunning cathedral, and thriving arts scene. Whether you’re commuting from the suburbs, driving out to the Norfolk coast, or heading across the countryside, having your own car can make every day travel easier and more convenient. We’re proud to support Norwich residents with car finance that fits their needs – even if their credit score isn’t perfect.
Don't let bad credit stop you!
Let us help you get on the road - explore car finance options tailored to poor credit.
How much could you borrow?
Borrowing
Credit rating
Select the option that best describes your credit rating.
There are no additional fees
Representative
28.9% APR
Bad credit car finance in Norwich
If you’re based in Norwich and have a poor credit history, applying for car finance might seem a bit daunting. But there's no need to worry – at First Response Finance, we specialise in helping people who've had financial difficulties in the past. We look beyond just your credit score and focus on your overall situation, which means we may still be able to offer you a finance option.
We'll be here to answer all your questions and guide you through the process at a pace that suits you.
Average Customer Rating
Motorbike finance specialists in Norwich
Thinking of swapping four wheels for two? Whether you're riding through the city or heading out across the scenic Norfolk Broads, motorbike finance from First Response Finance could be the perfect solution. We've been supporting bikers in Norwich and across the UK for more than two decades, and we offer finance for 125cc bikes, electric motorbikes, and more.
Need help finding the right bike too? No problem – we've got links with trusted motorcycle dealerships across the country.
Van finance specialists in Norwich
If you’re self-employed or running a business in Norwich, having a reliable van is essential. Whether it’s for deliveries, tools, or transporting goods, First Response Finance can help you secure the finance you need. We’ve helped many people across East Anglia get finance for their van – even if they’ve had problems with credit in the past.
Let us know what you’re looking for, and we’ll do our best to match you with a finance option that works.
Vehicle finance FAQs
Hire Purchase: the pros and cons
Unsure if a Hire Purchase agreement would be suitable for you? We can help you weigh up the positives and negatives:
- Fixed interest rate
- Simple to arrange
- No deposit required
- Flexible terms (18 - 61 months)
- No annual mileage restrictions
- Fixed monthly (or weekly) repayments
- You own the vehicle once the final payment is made
- Customers are protected under the Consumer Rights Act (2015)
- Finance is subject to status
- You don't own the vehicle until the final payment is made
- Because of the interest on your instalments, you end up paying back more than you borrowed initially
- The vehicle's at risk of repossession if you don't keep up with repayments
- Not suitable if you plan on paying off your finance agreement within six months
Looking for vehicle finance in Norwich?
Let us help you get on the road - explore our range of finance options created with you in mind.