Car finance specialists in Newcastle upon Tyne
Get a quote for vehicle financeRepresentative 30.9% APR
At First Response Finance, we’ve been helping people across the UK find car finance for more than 25 years – and that includes plenty of satisfied customers in Newcastle upon Tyne. Whether you’ve had credit difficulties before or are simply looking for a finance option that fits your budget, our friendly team is here to help make the process clear and straightforward. With offices in Chilwell, Leigh, and Glasgow, and dealer partners up and down the country, we’re proud to offer a national service with a local feel.
Newcastle is a lively city with a rich industrial heritage, iconic landmarks like the Tyne Bridge and Grey Street, and a famously friendly population. Whether you’re commuting to work, heading into town, or driving out to the Northumberland coast, having your own car gives you the freedom to go where you need, when you need. We’re here to help you get there – regardless of your credit history.
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28.9% APR
Bad credit car finance in Newcastle
Worried your credit history might get in the way of car finance? You’re not alone – and you’re not out of options. At First Response Finance, we specialise in helping people in Newcastle and beyond who have experienced credit issues. We take a look at your full situation, not just your credit score, so we may still be able to help you secure finance for your next car.
Our goal is to make the process as relaxed and stress-free as possible, and we’ll be with you every step of the way.
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Motorbike finance specialists in Newcastle
Thinking of getting around on two wheels instead of four? Whether you’re riding through the city or heading out across the beautiful North East countryside, First Response Finance can help you with motorbike finance in Newcastle. We’ve been supporting bikers across the UK for more than 20 years and offer finance for a wide range of models, including 125cc and electric motorbikes.
We also work closely with motorcycle dealerships, so if you need help finding your next bike, we can point you in the right direction.
Van finance specialists in Newcastle
If you’re self-employed, running a business or just need a practical van for day-to-day use, we may be able to help. First Response Finance has helped many customers in and around Newcastle secure van finance, even if they’ve been turned down elsewhere due to poor credit history.
We understand that everyone’s situation is different, and we’ll work with you to find the right option for your needs and your budget.
Vehicle finance FAQs
Hire Purchase: the pros and cons
Unsure if a Hire Purchase agreement would be suitable for you? We can help you weigh up the positives and negatives:
- Fixed interest rate
- Simple to arrange
- No deposit required
- Flexible terms (18 - 61 months)
- No annual mileage restrictions
- Fixed monthly (or weekly) repayments
- You own the vehicle once the final payment is made
- Customers are protected under the Consumer Rights Act (2015)
- Finance is subject to status
- You don't own the vehicle until the final payment is made
- Because of the interest on your instalments, you end up paying back more than you borrowed initially
- The vehicle's at risk of repossession if you don't keep up with repayments
- Not suitable if you plan on paying off your finance agreement within six months
Looking for vehicle finance in Newcastle?
Let us help you get on the road - explore our range of finance options created with you in mind.