At First Response Finance, we've been helping people across the UK get on the road for over 25 years – including many customers in and around Swindon. Whether you've had credit issues in the past or are just looking for straightforward, friendly advice on car finance, we're here to help. With offices in Chilwell, Leigh, and Glasgow, plus trusted dealership partners nationwide, we offer a service that combines national reach with local understanding.
Swindon is a busy town in Wiltshire, known for its strong railway heritage and growing economy. Whether you're commuting locally, travelling to nearby cities like Bristol or Reading, or exploring the beautiful countryside around you, having your own car can make life much easier. We're proud to support drivers in Swindon with finance options tailored to their needs – even if their credit history isn't perfect.
Don't let bad credit stop you!
Let us help you get on the road - explore car finance options tailored to poor credit.
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28.9% APR
Bad credit car finance in Swindon
If your credit history isn’t ideal, you might worry that getting car finance will be difficult – but it doesn’t have to be that way. At First Response Finance, we specialise in helping people in Swindon and across the UK secure car finance, even if their credit score is less than perfect. We look at the whole picture and work hard to find finance solutions that suit your circumstances.
Our friendly team will support you through every step of the process, answering any questions you may have along the way.
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Motorbike finance specialists in Swindon
Interested in getting around on two wheels? Whether you’re commuting through town or heading out into the countryside, motorbike finance from First Response Finance could be the perfect fit. We’ve been helping riders for over 20 years, offering finance on everything from 125cc learner bikes to electric motorbikes.
We also work closely with reputable motorcycle dealerships across the UK and can help connect you with the right bike if you need assistance.
Van finance specialists in Swindon
If you’re self-employed, running a business or just need a practical van for day-to-day use, we may be able to help. First Response Finance has helped many customers in and around Newcastle secure van finance, even if they’ve been turned down elsewhere due to poor credit history.
We understand that everyone’s situation is different, and we’ll work with you to find the right option for your needs and your budget.
Vehicle finance FAQs
Hire Purchase: the pros and cons
Unsure if a Hire Purchase agreement would be suitable for you? We can help you weigh up the positives and negatives:
- Fixed interest rate
- Simple to arrange
- No deposit required
- Flexible terms (18 - 61 months)
- No annual mileage restrictions
- Fixed monthly (or weekly) repayments
- You own the vehicle once the final payment is made
- Customers are protected under the Consumer Rights Act (2015)
- Finance is subject to status
- You don't own the vehicle until the final payment is made
- Because of the interest on your instalments, you end up paying back more than you borrowed initially
- The vehicle's at risk of repossession if you don't keep up with repayments
- Not suitable if you plan on paying off your finance agreement within six months
Looking for vehicle finance in Swindon?
Let us help you get on the road - explore our range of finance options created with you in mind.