At First Response Finance, we’ve been helping people across the UK secure car finance for over 25 years – and that includes many happy customers in and around Milton Keynes. Whether you’ve had credit issues in the past or are applying for finance for the first time, we’re here to make things simple and stress-free. With offices in Chilwell, Leigh and Glasgow, and trusted dealership partners across the country, we’re proud to offer a service that feels both local and personal, no matter where you are.
Milton Keynes is a modern town known for its unique layout, green spaces, and excellent transport links. Whether you’re navigating the city’s grid roads, commuting to London or Birmingham, or exploring the nearby countryside, having your own car offers a level of freedom and flexibility that public transport can’t always match. We’re here to help make that possible – even if your credit history is less than perfect.
Don't let bad credit stop you!
Let us help you get on the road - explore car finance options tailored to poor credit.
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28.9% APR
Bad credit car finance in Milton Keynes
Worried about your credit score? You’re not alone – but that doesn’t mean you can’t get car finance. At First Response Finance, we specialise in helping people with bad credit or limited credit history get back on the road. We’ve supported many customers in Milton Keynes who thought they might be turned down, and we may be able to help you too.
We focus on the bigger picture, not just your credit report, and we’re here to guide you through the process from start to finish.
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Motorbike finance specialists in Milton Keynes
Looking to get around Milton Keynes on two wheels? Whether you're commuting, exploring the local countryside, or just prefer the freedom of a motorbike, First Response Finance can help you find the right motorbike finance option. We’ve been supporting riders for over 20 years, and we offer finance on everything from 125cc models to electric motorbikes.
We also work with trusted motorcycle dealers across the UK and can help connect you with the right one if needed.
Van finance specialists in Milton Keynes
Need a van for work or everyday use in Milton Keynes? Whether you’re self-employed, running a small business, or just in need of extra space, First Response Finance can help. We’ve supported customers across the UK with van finance – even if their credit history isn’t perfect.
If you’ve been turned down in the past or are worried about your chances, speak to us. We’ll do our best to find a solution that works for you.
Vehicle finance FAQs
Hire Purchase: the pros and cons
Unsure if a Hire Purchase agreement would be suitable for you? We can help you weigh up the positives and negatives:
- Fixed interest rate
- Simple to arrange
- No deposit required
- Flexible terms (18 - 61 months)
- No annual mileage restrictions
- Fixed monthly (or weekly) repayments
- You own the vehicle once the final payment is made
- Customers are protected under the Consumer Rights Act (2015)
- Finance is subject to status
- You don't own the vehicle until the final payment is made
- Because of the interest on your instalments, you end up paying back more than you borrowed initially
- The vehicle's at risk of repossession if you don't keep up with repayments
- Not suitable if you plan on paying off your finance agreement within six months
Looking for vehicle finance in Milton Keynes?
Let us help you get on the road - explore our range of finance options created with you in mind.