Motorbike Finance, Loans & Hire Purchase

Why choose us for your motorbike loan?

Motorcycle Finance with First Response

We have been providing motorbike finance to UK customers since 2004, which makes us one of the longest standing and most experienced bike finance companies in the UK.

Our motorbike finance process is simple and efficient; apply online by providing personal, address, and vehicle details. The bike you choose can be from any licensed motorbike dealer in the UK.

Pros & cons of finance   The process in detail

Hire Purchase agreement

When you get a motorbike on finance with us the agreement is called a Hire Purchase (HP). A Hire Purchase is one of the most common ways of financing a motorbike in the UK and consists of agreed monthly payments for an agreed period of time.

Fixed Criteria

  • Minimum 25 years of age
  • Minimum 125cc motorcycle
  • Petrol maximum mileage of 120,000
  • Minimum 2 years proof of UK residency
  • Minimum 1 year self employed
    (if applicable)

Flexible Criteria

  • £2,000 - £10,000 lend
    (up to £15,000 for returning customers)
  • 12 - 60 month agreement
    (majority are 24-36 months)
  • Deposits are not required
  • CBT licenses considered

Apply for bike finance

What motorbikes do we finance?

We will finance almost any motorbike from a 125cc KTM Duke to a 1198cc Ducati Diavel.

In the past we have financed motorbikes from a range of bike manufacturers including: Triumph, Yamaha, Kawasaki, Honda, AJS, Harley Davidson and Suzuki.

We will also finance newer bike manufacturers, for example Hyosung and Sym. If you have a question regarding finance on newer motorbikes then just ask, we will always do our best to get you on the motorbike of your choice. To get an idea of costs you can use our motorcycle finance calculator.

CBT licences

We have a product in place that allows for customers who only have a CBT (Compulsory Basic Training) licence to purchase a motorcycle on finance. The motorbike you wish to finance must be a 125CC.

If you have any questions regarding the best finance or loan product for you or advice on debt and budgeting we advise you seek independent advice from either of the below companies.

Money Advice Service

Citizens Advice