Vehicle Finance Calculator
Hire Purchase Calculator
The calculator above is best used honestly, this means if you don't have the best credit then use the "average" or "poor" selection. The APR that you see is representative of the APR for those factors (lend, time and credit file). The calculator is only for Hire Purchase and not Personal Loan or PCP (we do not offer PCP finance).
After using the finance calculator, if you're happy with potential repayments and all other information you can apply. Any application is subject to a credit check and is subject to status. Please ensure you are 100% ready before applying.
We focus on service
First Response are the highest rated car loan lender, as rated by our customers on Review Centre. Customer service is our number one priority and we will always work to help our current or potential customers.
Once you've applied for finance directly through our website you are able to ask for a list of dealers that are close to your post code. These dealers are able to help you find a suitable vehicle and are highly rated by their own customers. You do not have to use this list, however, it may be a good starting point.