Car finance specialists in Nottingham

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Representative 30.9% APR

Car finance specialists in Nottingham

At First Response Finance, we have over 25 years of experience helping the people of Nottingham with their vehicle finance needs, especially those with bad or limited credit history. Based in Chilwell, we have offices across the UK in Leigh and Glasgow, as well as partnerships with countless vehicle dealerships up and down the country. We’re proud to have helped thousands of customers secure finance for their new vehicle regardless of where they are based in the UK, and pride ourselves on being a national business with in-depth local knowledge where needed. Buying a new car may seem scary at first, but with our friendly team on-hand to help, the process will be made as simple and straightforward as possible. 


Nottingham is a vibrant city in the East Midlands, known for its rich history, lively cultural scene and, of course, the legend of Robin Hood. It boasts a mix of historic architecture and modern development, with attractions such as Nottingham Castle, the independent scene in Hockley, and Old Market Square. The city is also home to two major universities, and a number of elite sports teams, giving it a youthful and energetic atmosphere.

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Don't let bad credit stop you!

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Representative

28.9% APR
24 monthly payments of
£376
Total Payable: 
£9,022
48 monthly payments of
£235
Total Payable: 
£11,264
60 monthly payments of
£208
Total Payable: 
£12,490
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Bad credit car finance in Nottingham

Bad credit car finance in Nottingham

If you’re worried that your credit history could impact your chances to secure car finance, you needn’t despair. First Response Finance, headquartered right here in Nottingham, can help you secure car finance, even if your credit score is less than perfect. We can be on hand for every step of the process to answer any questions that you may have. 

Find out more about bad credit car finance in Nottingham

Average Customer Rating

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Independent Service Rating Based on 2,395 verified reviews. 
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Motorbike finance specialists in Nottingham

Motorbike finance specialists in Nottingham

Looking to take the road on two wheels in Nottingham? We can help! We've been providing the people of Robin Hood's County with Motorcycle Finance for over two decades and have links with specialist motorcycle dealerships across the UK to help source your next bike if you need a hand. We’re also able to finance 125cc motorcycles and electric motorcycles too.

Find out more about motorbike finance in Nottingham
Van finance specialists in Nottingham

Van finance specialists in Nottingham

If you run a business or are self-employed in the Nottingham area and are on the lookout for a new van, you may need to secure finance before being able to complete your purchase. That's where we come in. We've been helping people across the country secure finance on their new van, regardless of credit history, for years. If you're concerned about being turned down or have been turned down in the finance in the past, we may still be able to help. 

Find out more about van finance in Nottingham

Vehicle finance FAQs

Hire Purchase: the pros and cons

Unsure if a Hire Purchase agreement would be suitable for you? We can help you weigh up the positives and negatives:

  • Fixed interest rate
  • Simple to arrange
  • No deposit required
  • Flexible terms (18 - 61 months)
  • No annual mileage restrictions
  • Fixed monthly (or weekly) repayments
  • You own the vehicle once the final payment is made
  • Customers are protected under the Consumer Rights Act (2015)
  • Finance is subject to status
  • You don't own the vehicle until the final payment is made
  • Because of the interest on your instalments, you end up paying back more than you borrowed initially
  • The vehicle's at risk of repossession if you don't keep up with repayments
  • Not suitable if you plan on paying off your finance agreement within six months

Looking for vehicle finance in Nottingham?

Let us help you get on the road - explore our range of finance options created with you in mind.