How We Do It

How First Response do motor finance

We’re aware that finance isn’t the most exciting of topics but it is the way we do it. At First Response we believe we’re a little different from your standard finance company and our reviews back us up.

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If you’ve heard our radio advertising you should recognise the music as being based on Montell Jordan’s hit ‘This is How We Do It’ which we believe fits perfectly with what we’re all about. How we do it is by looking after our customers and doing what’s best for you.

Read our reviews on Feefo

Fixed Criteria

  • Minimum 21 years of age
  • Petrol max mileage of 120,000
  • Diesel max mileage of 160,000

Flexible Criteria

  • £2,000 - £10,000 lend
  • 24 - 60 month agreement

We try to be as flexible as possible with our vehicle finance so no matter whether you’re getting a car, bike or van, we want to help you as much as possible.

We only have certain criteria: your age, the maximum mileage and we need to be able to see your income.

Once you’ve applied one of our team will give you a call to find out what you’re looking for and try to help in any way, whether that’s offering a list of dealers for you to use or advising on vehicles.

Make sure you read our pros and cons of finance and make yourself familiar with the Hire Purchase product. If you’ve got all of the information you need you can apply using the link below.

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Backing up what we say

Reviews my real people on Feefo

We never want to mislead which is why you'll find the evidence which backs up the claims we've made on our Smooth radio advert.

We claim that finance with us is "done the right way", this is backed up by our 1000s of reviews by customers. On Review Centre we're rated 4.9/5, Facebook it's 4.6/5, Feefo it's 4.9/5 and Google it's 4.9/5. Reviews range but the main focus is on our customer service and working hard for the customer.

We also say that we're the "most recommended motor finance company on Review Centre", again this is true and backed up by the stats below:

Hire Purchase companies and their Review Centre %

First Response Finance - (97% recommended)
Infinity - (96% recommended)
Car Finance 247 - (95.8% recommended)
Concept Car Credit - (93% recommended)
Credit Plus - (91% recommended)
Zuto - (89% recommended)
Moneybarn - (83% recommended)
The Car Finance Company - (18% recommended)

Read the reviews that are in our adverts:

Lisa said "lovely...easy to deal with. I love my new car" Read her review
Stephen said "awesome service" Read his review
Andrew said "a brill company" Read his review

External help & debt management

We would always advise customers to research their options and choices before applying for any type of credit. If you are struggling with debt, we advise you not to take on additional debt, but first seek independent advice. All finance applications are subject to status.

Money Advice Service

Citizens Advice

Data correct as of 11/05/17