Car, bike and van finance products

First Response Finance has over 16 years’ experience within the car finance industry. In addition to the knowledge we have gained over the years we have also won national awards based on our customer service. As an employer we have appeared in the Sunday Times ‘Top 100 Small Companies to Work For’ for 5 years running.

At First Response Finance we have several different finance products which are aimed to help customers who have had difficulty getting finance, or have little or no credit history.  Our car, van and motorbike finance is approved on a Hire Purchase agreement (sometimes referred to as a HP). A Hire Purchase agreement means that you pay pre-agreed monthly payments for a set period of time but do not own the car until you have paid your final payment.

We're pleased to say that we are one of the only vehicle finance companies who do not charge any additional fees as we believe these are unfair to our customers. Examples of additional fees are for set up, application or processing.

More about Hire Purchase

Car Finance with First Response

Car finance

We've spent time improving our car Hire Purchase product through customer feedback to ensure it is straightforward and simple.  It is now easier than ever for us to finance your car with First Response Hire Purchase.

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Motorbike Finance with First Response

Bike finance

We have a large number of motorbike partners across the UK as we have a great relationship with dealers. This relationship means that we can provide motorbike finance for most types of vehicles, whether new or used.

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Van finance with First Response

Van finance

As a specialist lender in light commercial vehicles (LCVs) we are well equipped to deal with your financial needs. Most customers who take out van finance with us are self-employed, and need the vehicle for business needs.

More on van finance